Our Mission is Simple:

Help the hard working people of our city save money and reach their financial goals.

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Mobile App

Download our mobile banking app to access your account from anywhere.

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Auto Loans

Quick, local decision-making and processing, Repayment terms up to 84 months.

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LifeLine Instant Line of Credit

An an affordable solution for quick, convenient financial relief whenever it’s needed.

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Credit Cards

At Birmingham City Credit Union, we believe our members deserve a better card!

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ATMs and Other Services

Access cash with your BCCU Debit card through ATMs both home and away.

Checking Accounts

You deserve a great checking account – even if you’ve been turned down for one in the past. Get the convenience and purchasing power you deserve, including a VISA debit card, without all the heavy fees banks charge.

No minimum deposit to open
Free online services
Free instant-issue VISA debit card — no waiting for your card to arrive in the mail!
Overdraft protection is available with credit approval
No monthly fee with e-statements; $3.00/month without e-statements
Direct deposit
Unlimited check writing capabilities

Apple Pay and Google Pay are available for use
with all BCCU debit cards.

Hassle-free Vacation Loans

May 11th through July 1st
No credit check
6-month term
Payments via payroll deduction available

All you need:*

Proof of income for the last 30 days
BCCU member in good standing for 6 months for loans up to $500, 12 months for loans up to $1,000, and 18 months for loans up to $1,500

Download the Vacation Loan application here.

Note: If you currently have a Holiday Loan balance, the amount of your Vacation Loan application will be used to pay that balance, and the remainder will go to you. Special consideration will be made with a credit check for a possible lower APR of 10% – 18% with loan committee approval.

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